by Jennifer Hill
The 2008 financial crisis and its aftermath left record numbers of U.S. homeowners facing foreclosure. While the current real estate market seems robust, with reports of bidding wars and rising home prices in the Seattle area, the reality is that as of March 2013, Washington State had experienced a 154 percent increase in foreclosure starts over the previous year. Foreclosures are still happening, and they are accompanied by complicated legal issues that can challenge even experienced legal researchers.
Washington Appleseed, a non-profit legal advocacy organization working to solve social and economic problems in Washington, recently published the Foreclosure Manual for Judges: A Reference Guide to Foreclosure Law in Washington State. The manual was written to help guide attorneys and judges through the maze of mortgage servicing, modification and foreclosure law. Although the target users are attorneys and judges, this guidebook is a great resource for anyone researching mortgage and foreclosure law in Washington.